Showing posts with label Taxes; Retirement monies; social security;. Show all posts
Showing posts with label Taxes; Retirement monies; social security;. Show all posts

Wednesday, December 19, 2012

Tips for Difficult Family Conversations

Tips for Difficult Family Conversations

Tips for Difficult Family Conversations

December 12, 2012 by Amy Goyer
 
In the course of caring for our aging loved ones many family members must have difficult conversations around decisions and changes — whether they be about driving, living situations, health care, financial or care and support issues. Here are some tips for approaching these conversations:
  • Talk early and often. The more you’ve discussed and planned for the future, the easier it will be when it is time to make decisions.
  • Do your homework first. Observe your loved one’s situation, identify areas of concern, talk with other family members, then research the options for support and care for them.
  • Start by expressing your love and concern. Be clear that your thoughts and actions are motivated by your love and your desire to help them be as independent as possible for as long as possible. Be sincere; family members will see through a snow job right away. It’s not about buttering them up for the fall, it’s about honest, caring, clear communication.
  • Your role is to provide support for them, not take over their lives and be a “parent” to your parents. If you communicate from this vantage point they will feel less threatened. Don’t make this a power play. Talk about ways you can support their independence, even if it means making some changes.
  • Use “I” statements. Any time you start a sentence with “you” be aware of how your loved one will react. “You need to …” or “You just have to …” will put people off. Instead, try “I am concerned about …” or “I want to help you …”
  • Ask them to say how they think they are doing. Don’t just dive in with your opinions, ask for theirs as well. If they say everything is fine as is, express your own concerns. Ask about specifics if it’s hard to get the conversation going, for example:
    • Do they ever think about the future and how to plan for a time when they may need more support?
    • Are they ever worried about taking care of the house and yard?
    • Do they ever feel unsafe, isolated or uncomfortable being alone?
    • What would they like to do more of?
    • Would a bit of help with a few things ease their stress?
  • Validate their feelings. Change is hard, and the “unknown” is the biggest fear for all of us of any age. It’s normal to want to avoid change, so tell them you understand their reluctance, fears or even anger and you want to help make change easier for them. Sometimes they just need acknowledgment that this is hard stuff to deal with.
  • Involve the right people in the conversation. Include trusted family members or, if needed, an objective third party to facilitate the conversation. If your parents always take your brother’s advice, be sure he’s there. If they trust their doctor, financial adviser or lawyer, then arrange for an appointment and go along.
  • Try an indirect approach. As a more casual conversation starter, talk about a friend dealing with his/her parents or an article you read, or seeing a television show on the subject.
  • Offer specifics and alternatives. Especially if you want them to give something up, have some resources and options lined up already so they know there will be a replacement or alternative available.
For more on the fantastic NBC Nightly News series on caregiving and the sandwich generation, watch these segments and additional exclusively online video (which you can view immediately after the segments – keep your browser open and they will start automatically) and articles:
  1. Caregiver Stress
  2. Critical Family Conversations
  3. Multigenerational living
Follow Amy on Twitter @amygoyer and Facebook AmyGoyer1

Sunday, November 6, 2011

Healthy Aging Today - Medicare Basics, Baby Boomers

Dennis Stretar (dennis@healthyagingtoday.com, 303.619.7562) in collaboraton with Karin Hall at the SeniorsResourceGuide.com produced videos explaining the basics of the Medicare program. The nine part series was specifically designed for the Baby Boomer Generation who began aging into Medicare this past January, 2011. There is a clear need for accurate information about Medicare options.  Click on www.MedicareBasics2012.com to see the nine part videos. In length, the nine parts total approximately 40 minutes. Given people's time constraints the videos are easily viewed in 3 to 5 minute segments.  The Medicare Basics video series was reviewed for accuracy and critiqued by Gloria Baca, Dennis Del Pizzo, and Brenda Hudson of Region VIII External affairs as well as Michael Fierberg, former Denver broadcast journalist and current Public Affairs Specialist for Region VIII, Centers for Medicare & Medicaid Services (CMS). 

Contact the Colorado SHIP office for specific questions on Medicare - 303.629.4920 where I am a current SHIP counselor. The service is free, and volunteers are standing by to assist you by phone.

Job Opportunity - The American Geriatrics Society say there is roughly one geriatrician physician for every 2,600 people 75 and older. By the year 2030 the rate is projected as one physician for every 3,800 people 75 years of age and older. The greatest societal population growth in the US is in this same age group. Medical advances including technology support the increased population growth in citizens age 75 and oldger.   The median U.S. salary for geriatric phyicians is $183,523. Only 56 percent of medical students had clinical rotations in geriatrics in 2008, the last significant survey year.